MALIYATI TECHNOLOGIES

Built from two decades inside real finance operations.

Maliyati began with a recurring problem: accounting systems recorded what happened, but owners still struggled to connect the record, the money, the compliance evidence and the person responsible for the next action.

FOUNDER-LED

Finance experience before software ambition.

Shaikh Zulfiqar Ali Hashmi, FCCA, is the founder of Maliyati Technologies. His work spans two decades across accounting, tax, financial control, cloud systems and fractional CFO leadership for businesses operating across multiple markets.

Maliyati is being built from the workflows finance teams perform every day: posting invoices, protecting evidence, reconciling cash, preparing compliance work, explaining performance and turning exceptions into accountable action.

OUR MISSION

Give every SME the clarity and control to lead.

Unite finance, compliance, operations and accountable execution in one trusted, multilingual operating system—so owners understand what is happening, know what needs action and move their businesses forward with confidence.

OUR VISION

Build the complete intelligence and financial ecosystem around the business.

Grow from the Saudi-first Business Operating System into merchant services, market and procurement intelligence, commerce support, a business wallet and, ultimately, regulated digital-banking capabilities—connecting how businesses understand, decide, buy, sell, pay, collect and grow.

Payment, wallet and banking capabilities remain a long-term regulated direction and would require the appropriate licences, structures and approved partners.

WHAT WE BELIEVE

Arabic is authority.

Where Saudi requirements call for Arabic, Arabic is part of the controlled record—not a decorative translation.

Evidence belongs with the transaction.

Posting, approval, response and audit evidence should remain traceable to the record that created them.

Records should produce action.

An exception should reach the responsible person with context, ownership and a due date.

Trust requires boundaries.

We state what works, what is under assurance and what we do not yet claim.

TALK TO THE FOUNDER

Ask the difficult questions before you commit.

Product fit, compliance boundaries, migration and operating requirements can be discussed directly.

info@maliyati.tech